Get That Spending Under Control
Who hasn’t engaged in a little retail therapy now and then? As fun as it can be, it can also be a slippery slope that causes troubled spending. It’s one thing to go on the odd spree, but it’s another to put yourself in debt over unnecessary purchases, so let’s dive into a few ways you can curb the habits and get your life back on track.
1. Get Rid of the Apps
Every store and its grandma wants you to download their apps. Though it seems helpful at first, it’s actually a sly way they learn about your spending habits, send you emails, and offer dangerous deals that knock you off the wagon. If you want to stop spending so much, you need to kiss the apps goodbye.
2. Shop on a Cash Budget
Spending is a lot less fun when you physically watch the money deplete. You can easily curb your spending by bringing cash to your favorite stores. You’ll make better decisions and can weigh whether you really need something.
3. Unsubscribe From Emails
Some stores send multiple emails a day, which is exactly how they encourage spending. They’ll extend deals, they’ll message you about holiday sales, and they’ll even address you by name to build some sort of a connection. Don’t fall for it!
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4. Bring a List
Do yourself a favor and bring a list with you. It doesn’t matter if you’re headed to the grocery store or you’re in a clothing boutique; lists keep you on track and deter impulse buys. Paired with a cash diet, you’ll really put necessary purchases into perspective.
5. Speak With Someone
People often dismiss compulsive shopping as a “choice.” The truth is, there could be some serious psychological reasons for the habit, and it’s worth talking about. Speak with a professional to learn healthy ways you can curb the behavior.
